As flagship smartphones continue to deliver cutting-edge technology and performance, owning one no longer has to break the bank. The Samsung Galaxy S25 Series and Apple iPhone 16 Series—two of the most highly anticipated smartphone lineups of 2025—are now available with attractive EMI (Equated Monthly Installment) options, making them more accessible to a wider audience. From bank-backed no-cost EMIs to financing through leading NBFCs, customers can now purchase these top-tier devices without upfront stress.
Samsung Galaxy S25 Series EMI Options
Samsung’s Galaxy S25 Series—comprising the Galaxy S25, S25+, and the powerhouse S25 Ultra—is now easier to own, thanks to flexible EMI schemes. The Galaxy S25 Ultra is offered with a 24-month EMI plan, starting at just ₹6,303/month, with zero interest via leading non-banking financial companies. Samsung’s exclusive Galaxy Forever Plan allows users to pay only 60% of the device’s price over 12 months, with the option to upgrade or return the device after one year.
For the Galaxy S25 and S25+, EMI options start as low as ₹3,999/month, varying by partner bank and retailer. Cashback offers and exchange programs further lower the effective price, making the S25 series a compelling option for Android enthusiasts.
Key Features of the Galaxy S25 Series:
6.8-inch Dynamic AMOLED 2X display
Snapdragon 8 Gen 3 chipset
200MP primary camera with AI-enhanced imaging
5000mAh battery with 45W Super Fast Charging
S Pen support exclusive to the Ultra model
iPhone 16 Series EMI Options
Apple has also made strides in easing the purchasing process for its iPhone 16 lineup. Consumers can choose from multiple EMI plans across online and offline platforms, including Bajaj Finserv and bank EMI offers. The standard iPhone 16 is available for as low as ₹6,325/month with no-cost EMI options.
The iPhone 16 Pro, targeting power users and content creators, starts at ₹9,825/month under select banking schemes. Apple’s trade-in program provides additional savings by allowing users to exchange older iPhone models, significantly reducing the cost of upgrading.
Key Features of the iPhone 16 Series:
6.1-inch Super Retina XDR OLED display
A18 Bionic chip for superior performance
48MP dual-camera system with computational photography
iOS 18 with improved customization and privacy controls
USB-C port and titanium design on Pro models
Where to Buy on EMI
Both Samsung and Apple smartphones are available on EMI from major e-commerce platforms such as Amazon and Flipkart, as well as authorized retail outlets and brand-exclusive stores. Buyers are encouraged to compare offers across platforms to find the best financing option based on their credit eligibility and bank partnerships.
Bhupendra Singh Chundawat is a seasoned technology journalist with over 22 years of experience in the media industry. He specializes in covering the global technology landscape, with a deep focus on manufacturing trends and the geopolitical impact on tech companies. Currently serving as the Editor at Udaipur Kiran, his insights are shaped by decades of hands-on reporting and editorial leadership in the fast-evolving world of technology.
