The Pashu Kisan Credit Card Yojana, launched by the Haryana Government in 2022, aims to provide financial assistance to farmers engaged in animal husbandry. Under this scheme, farmers can avail of collateral-free loans ranging from ₹1.6 lakh to ₹3 lakh at a highly subsidized interest rate of just 4%, with an additional 3% discount offered by the government.
This initiative is designed to support livestock farmers, enabling them to expand their businesses, improve animal care, and enhance their income. Below are all the essential details regarding eligibility, benefits, the application process, and recent updates about the scheme.
Pashu Kisan Credit Card Yojana 2025: Overview
The Haryana Government has introduced the Pashu Kisan Credit Card Yojana with the objective of promoting animal husbandry and doubling farmers’ income. The loan amount available under this scheme is determined based on the type of livestock owned by the farmer.
For instance:
- ₹4,783 per cow for dairy farmers.
- ₹6,249 per buffalo, enabling buffalo rearers to invest in better livestock management.
With the Pashu Kisan Credit Card, farmers can ensure the proper care and medical attention for their livestock without financial constraints.
Key Benefits of the Pashu Kisan Credit Card Yojana
The Pashu Kisan Credit Card Yojana provides multiple financial and operational advantages to farmers involved in animal husbandry:
✅ Loan of up to ₹1.6 lakh without any collateral.
✅ Low-interest rate of 4% (compared to 7% standard bank rates).
✅ One-year repayment period to qualify for subsequent loan disbursements.
✅ Financial support for animal healthcare, nutrition, and expansion of livestock businesses.
✅ Loan exceeding ₹1.6 lakh may be subject to higher interest rates.
This scheme is designed to empower livestock farmers, ensuring that they do not have to depend on external sources for financial assistance.
Eligibility Criteria for Pashu Kisan Credit Card
To apply for the Pashu Kisan Credit Card, applicants must meet the following eligibility criteria:
✔️ The applicant must be a permanent resident of Haryana.
✔️ The applicant must own livestock (cows, buffaloes, goats, or other eligible animals).
✔️ The livestock must have valid insurance and a health card.
Required Documents for Pashu Kisan Credit Card Application
Farmers applying for the Pashu Kisan Credit Card need to submit the following documents:
📌 Aadhaar Card (Identity verification).
📌 PAN Card (Financial identification).
📌 Domicile Certificate (Proof of Haryana residency).
📌 Valid Identity Proof (Voter ID/Driving License).
📌 Mobile Number (For communication and updates).
📌 Passport-sized Photograph.
📌 Animal Insurance and Health Card (Mandatory for loan approval).
Having these documents ready will help streamline the application process and avoid delays.
How to Apply for the Pashu Kisan Credit Card?
Farmers can apply for the Pashu Kisan Credit Card Yojana through both online and offline methods.
Online Application Process
✔️ Visit your nearest Common Service Centre (CSC).
✔️ Request the Pashu Kisan Credit Card application form.
✔️ Fill out the required details and submit all necessary documents.
✔️ The concerned bank will process the application, and eligible farmers will receive their credit card.
Offline Application Process
✔️ Visit your nearest bank that offers the Pashu Kisan Credit Card Yojana.
✔️ Request an application form from the bank representative.
✔️ Fill out the form and attach all necessary documents.
✔️ Complete the KYC verification process at the bank.
✔️ If eligible, you will receive the Pashu Kisan Credit Card within 30 days.
Banks Offering the Pashu Kisan Credit Card
The Pashu Kisan Credit Card is issued by various banks across Haryana. Some of the major banks offering this scheme include:
🏦 Axis Bank
🏦 HDFC Bank
🏦 State Bank of India (SBI)
🏦 Other prescribed national and regional banks
Farmers are advised to check with their nearest bank branch to verify participation in the scheme.
Bhupendra Singh Chundawat is a seasoned technology journalist with over 22 years of experience in the media industry. He specializes in covering the global technology landscape, with a deep focus on manufacturing trends and the geopolitical impact on tech companies. Currently serving as the Editor at Udaipur Kiran, his insights are shaped by decades of hands-on reporting and editorial leadership in the fast-evolving world of technology.