Mumbai, November 28 (Udaipur Kiran): Bandhan Bank Ltd.’s board has approved the sale of identified non-performing assets (NPAs) and written-off loan portfolios worth ₹6,931 crore through a competitive bidding process, the bank informed stock exchanges on Thursday.
According to the filing, the loan portfolios belong to the Emerging Entrepreneurs Business (EEB) segment — including group loans, small business and agriculture loans — and the Aspiring Business Group (ABG) of the bank.
The Kolkata-based private lender will initiate a Swiss Challenge auction for the sale of NPA accounts that are over 180 days past due, with a principal outstanding of ₹3,212.17 crore as of September 30, 2025. Additionally, the bank will use the auction route to sell written-off loan accounts amounting to ₹3,719.14 crore.
As of September 2025, Bandhan Bank’s gross NPAs stood at ₹7,015 crore, with the gross NPA ratio at 5 per cent and net NPA ratio at 1.4 per cent, both largely stable on a sequential basis.
During the September quarter, the bank undertook technical write-offs of ₹865 crore, of which ₹799 crore pertained to the EEB portfolio. The EEB segment currently constitutes 23.6 per cent of the total loan book.
Gross slippages rose marginally to ₹1,590 crore in the September quarter from ₹1,553 crore in the June quarter, mainly driven by the EEB segment. Slippages in the EEB portfolio alone increased to ₹1,118 crore from ₹1,089 crore in the previous quarter, reflecting continued stress in the segment, the management said during the post-earnings call.
On the stock market, Bandhan Bank shares closed 1 per cent lower at ₹149.65 on the BSE, ahead of the announcement, even as the benchmark Sensex gained 0.1 per cent. The stock has declined 6 per cent on a year-to-date basis.
Bhupendra Singh Chundawat is a seasoned technology journalist with over 22 years of experience in the media industry. He specializes in covering the global technology landscape, with a deep focus on manufacturing trends and the geopolitical impact on tech companies. Currently serving as the Editor at Udaipur Kiran, his insights are shaped by decades of hands-on reporting and editorial leadership in the fast-evolving world of technology.
