Tax Deducted at Source (TDS) is an important component of India’s tax system, ensuring that tax is collected at the source of income. Taxpayers often need to verify their TDS status to keep track of their deductions and claim refunds while filing Income Tax Returns (ITR).
The Central Board of Direct Taxes (CBDT) oversees the TDS system, and taxpayers can easily check their TDS details online using either their PAN card or Form 26AS. In this guide, we will walk you through the step-by-step process to check TDS status from the comfort of your home.
What is TDS and Why Should You Check It?
TDS is a percentage of income deducted by an employer, bank, or other deductors before making a payment to the recipient. It applies to salary, interest income, rent, commission, professional fees, and other sources of income.
Why Checking TDS is Important?
✔ Ensures accuracy – Verifies whether the deducted amount has been correctly deposited with the Income Tax Department.
✔ Prevents mismatches – Helps avoid discrepancies in income tax filing.
✔ Facilitates tax refunds – If excess TDS is deducted, a taxpayer can claim a refund while filing ITR.
✔ Compliance with tax laws – Ensures timely and accurate tax payments.
How to Check TDS Status Using PAN Card?
You can check your TDS status online using your PAN card on the TDS CPC (TRACES) website by following these simple steps:
Step-by-Step Process to Check TDS Using PAN Card:
1️⃣ Visit the official TDS CPC (TRACES) website – https://www.tdscpc.gov.in
2️⃣ Enter the verification code displayed on the screen.
3️⃣ Click on the ‘Proceed’ button to continue.
4️⃣ Enter your PAN and TAN numbers in the required fields.
5️⃣ Select the financial year, quarter, and return type to get the relevant TDS details.
6️⃣ Click on the ‘GO’ option, and the system will display your TDS details on the screen.
✅ This method allows taxpayers to check whether the TDS deducted from their income has been correctly credited to the Income Tax Department.
How to Verify TDS Using Form 26AS?
Form 26AS is a consolidated tax statement issued by the Income Tax Department, showing TDS details, advance tax payments, and refunds related to a taxpayer’s PAN. This document is essential for verifying TDS deductions before filing your ITR.
Steps to Check TDS Using Form 26AS:
1️⃣ Visit the Income Tax e-Filing portal – https://www.incometax.gov.in
2️⃣ New users must complete the registration process before proceeding.
3️⃣ Log in to your account using your PAN, password, and captcha code.
4️⃣ Navigate to ‘My Account’ and select ‘View Form 26AS’ under the drop-down menu.
5️⃣ You will be redirected to the TRACES website, where you need to confirm the redirection.
6️⃣ Select the financial year and choose the ‘HTML’ or ‘PDF’ format, then download the Form 26AS.
7️⃣ The downloaded PDF will be password-protected – enter your date of birth in DDMMYYYY format to open it.
✅ Form 26AS provides a detailed breakdown of all TDS deducted under your PAN and deposited with the Income Tax Department.
Alternative Method: Checking TDS via TDS CPC Portal
Taxpayers can also check their TDS details through the TDSCPC (TRACES) portal. Follow these steps:
1️⃣ Visit the TRACES portal – https://www.tdscpc.gov.in
2️⃣ Log in using your credentials (if you are a first-time user, register using your PAN).
3️⃣ Click on ‘View Tax Credit (Form 26AS)’ under the Quick Links section.
4️⃣ Select the relevant assessment year and file type to download the tax credit statement.
✅ This alternative method provides a quick and detailed view of TDS deducted and deposited with the government.
Important Points to Remember:
✔ Form 26AS is an official tax credit statement that shows all TDS deductions linked to your PAN.
✔ TDS can be verified using both PAN and Form 26AS to ensure no discrepancies.
✔ Mismatch in TDS deductions? Contact your deductor (employer, bank, or institution) for corrections.
✔ Ensure TDS details are correct before filing your Income Tax Return (ITR) to avoid issues with refunds.
Bhupendra Singh Chundawat is a seasoned technology journalist with over 22 years of experience in the media industry. He specializes in covering the global technology landscape, with a deep focus on manufacturing trends and the geopolitical impact on tech companies. Currently serving as the Editor at Udaipur Kiran, his insights are shaped by decades of hands-on reporting and editorial leadership in the fast-evolving world of technology.