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Monday, 26 October 2026
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BUSINESS

Bank Holiday Today, October 26, 2026: Banks Closed in 5 Cities, Check the Full List

Bank Holiday

October 26, 2026:
Bank branches will remain closed in five Indian cities on Monday, October 26, due to local festivals and special occasions listed in the Reserve Bank of India’s (RBI) bank holiday calendar. The affected cities are Agartala, Chandigarh, Jammu, Shimla and Srinagar.

The holiday does not apply across the entire country. Bank branches in other cities may remain open according to their respective local holiday schedules. Customers planning to visit a branch should confirm its status before travelling.

Banks Closed in These 5 Cities on October 26

The following cities will observe bank holidays on Monday for different occasions.

City Reason for Bank Holiday
Agartala Lakshmi Puja
Chandigarh Maharishi Valmiki Jayanti
Jammu Accession Day
Shimla Maharishi Valmiki Jayanti
Srinagar Accession Day

The holiday may affect branches of both public and private sector banks, including SBI, HDFC Bank, ICICI Bank, Punjab National Bank and Canara Bank.

Customers should check the holiday schedule of their specific branch before visiting, as the closure is city-specific rather than nationwide.

Why Are Banks Closed on Monday?

Bank holidays in India are not determined only by weekends. The RBI’s holiday calendar also includes regional festivals, religious occasions and state-specific events.

As a result, banks may remain closed in certain cities on a Monday while branches in other parts of the country continue normal operations.

Major Bank Holidays in October 2026

Banks observed holidays on different dates during October because of national occasions, regional festivals and regular weekend closures.

The major dates listed in the supplied report include:

  • October 2: Mahatma Gandhi Jayanti, a nationwide bank holiday.
  • October 10: Second Saturday; Mahalaya Amavasya was also observed as a holiday in some cities.
  • October 17: Maha Saptami holiday in Agartala.
  • October 19: Holidays in several cities for Dussehra, Maha Navami, Ayudha Puja and Durga Puja.
  • October 20: Holidays in several cities for Dussehra, Vijayadashami or Maha Navami.
  • October 21: Holidays in selected cities, including Agartala, Bengaluru, Gangtok, Guwahati, Kochi, Kolkata and Thiruvananthapuram.
  • October 22 and 23: Durga Puja and Dashain-related holidays in Gangtok.
  • October 25: Sunday, when bank branches remained closed.

These holidays did not apply uniformly across India. The applicable dates varied by city and state.

Upcoming Bank Holidays After October 26

According to the supplied report, two further dates to watch before the end of October are:

  • October 29: Bank branches in Shimla are reported to be closed for Karwa Chauth.
  • October 31: Banks in Ahmedabad are reported to be closed for the birth anniversary of Sardar Vallabhbhai Patel.

Customers should confirm these dates against the RBI holiday calendar or their bank’s official branch schedule before making plans.

Which Banking Services Will Remain Available?

Even when bank branches are closed, many digital banking services generally remain available.

  • UPI payments: Customers can usually send and receive money through UPI.
  • Mobile banking: Banking apps can provide balance checks and other supported services.
  • Internet banking: Online transfers and other digital banking services may remain accessible.
  • ATMs: Cash withdrawals and other available ATM services can generally be used.

Some services may be temporarily unavailable due to technical problems or scheduled maintenance. Transactions and services requiring an in-person branch visit may need to wait until the branch reopens.

Check Your Branch Before Visiting

Checking the RBI holiday calendar and the relevant bank’s branch schedule can help customers avoid unnecessary trips. This is especially important for city-specific holidays.

On October 26, bank branches are reported to be closed in Agartala, Chandigarh, Jammu, Shimla and Srinagar. The closure is not nationwide, so customers in other cities should check their local branch’s status.

FAQ Section

1. Are banks closed today, October 26, 2026?
Bank branches are reported to be closed in Agartala, Chandigarh, Jammu, Shimla and Srinagar due to local holidays.

2. Why are banks closed in Agartala on October 26?
The listed reason for the holiday in Agartala is Lakshmi Puja.

3. Why are banks closed in Chandigarh and Shimla?
The reported reason is Maharishi Valmiki Jayanti.

4. Why are banks closed in Jammu and Srinagar?
The listed occasion is Accession Day.

5. Is October 26 a nationwide bank holiday?
No. The reported holiday applies to the five specified cities, while branches elsewhere follow their local holiday schedules.

6. Will private banks also be affected?
The local holiday may apply to both public and private sector bank branches. Customers should confirm the status of their specific branch.

7. Can customers use UPI and mobile banking when branches are closed?
These services generally remain available, although technical issues or scheduled maintenance may temporarily affect them.

8. What is the next reported bank holiday after October 26?
The supplied report lists October 29 for Karwa Chauth in Shimla and October 31 for Sardar Vallabhbhai Patel’s birth anniversary in Ahmedabad. Customers should verify these dates with official schedules.