Mumbai, October 20 (Udaipur Kiran): Shares of IDFC First Bank surged more than 6% on Monday after the private sector lender reported a strong 64% year-on-year (YoY) rise in its consolidated net profit for the quarter ended September 30, 2025 (Q2FY26), driven by robust income growth and improving operational efficiency.
The stock is currently trading at ₹76.54, up ₹4.63 or 6.44% from its previous close of ₹71.91 on the BSE. It opened at ₹72.78 and touched an intraday high of ₹76.85 and low of ₹72.65. Over 73.83 lakh shares were traded on the counter during the session.
The BSE Group ‘A’ stock, with a face value of ₹10, has touched a 52-week high of ₹78.50 (July 4, 2025) and a low of ₹52.50 (April 7, 2025). The bank’s market capitalization now stands at ₹62,509.20 crore.
Q2FY26 Financial Highlights
On a standalone basis, IDFC First Bank’s net profit jumped 75.55% to ₹352.31 crore, compared to ₹200.69 crore in the same quarter last year. The bank’s total income rose 10.71% to ₹11,828.34 crore, up from ₹10,684.23 crore a year ago.
On a consolidated basis, the bank reported a 64.10% increase in net profit to ₹347.80 crore, compared to ₹211.94 crore in the same period last year. Total income also grew 10.71%, reaching ₹11,828.41 crore from ₹10,684.32 crore in Q2FY25.
The strong quarterly performance reflects steady loan growth, improved asset quality, and enhanced cost efficiency, contributing to profitability expansion.
Shareholding Pattern
Institutional investors hold 58.08% of the company’s equity, while non-institutional shareholders own 41.91%.
Outlook
Analysts believe that IDFC First Bank’s consistent growth trajectory, coupled with a diversified loan portfolio and improving margins, will continue to strengthen its financial position in the coming quarters.
Bhupendra Singh Chundawat is a seasoned technology journalist with over 22 years of experience in the media industry. He specializes in covering the global technology landscape, with a deep focus on manufacturing trends and the geopolitical impact on tech companies. Currently serving as the Editor at Udaipur Kiran, his insights are shaped by decades of hands-on reporting and editorial leadership in the fast-evolving world of technology.